CFPB Issues HMDA compliance statement, will revisit rule; year end tax changes
continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr I hope everyone had a safe and enjoyable holiday. As many credit unions are finalizing implementation of HMDA changes ahead of the January 1, 2018 deadline, some had hoped for a broader delay of HMDA given new leadership at the CFPB. Instead on December 21, just in time for the holidays, the CFPB expanded on its previous (and buried) supervisory guidance. Here is an excerpt from the press release:The Bureau recognizes the significant systems and operational challenges needed to meet the impending requirements under the rule. Accordingly, for HMDA data collected in 2018 and reported in 2019, the Bureau does not intend to require financial institutions to resubmit data unless data errors are material, or to pay penalties with respect to data errors. Accordingly, collection and submission of the 2018 HMDA data will provide financial institutions an opportunity to focus on identifying any gaps in their implementation of the additional requirements and making improvements in their HMDA compliance management systems for future years. The Bureau expects that any supervisory examinations of 2018 HMDA data will be diagnostic, to help institutions identify compliance weaknesses, and will credit good-faith compliance efforts. (Emphasis added.)Note that the focus for examining compliance with 2018 data collection will be “diagnostic” for “identifying any gaps” in implementation. Most credit unions are not examined by the CFPB, but NCUA indicated a very similar stance in its 2018 supervisory priorities, also issued on Thursday:
continue reading » Core processing systems handle a vast volume of data each and every day. Credit unions have to store that data somewhere, and the pandemic has made securing such confidential information more complicated.The rush to remote working for thousands of credit union staffers who work with and otherwise have access to that treasure trove of information has increased what experts call the “attack surface” for hackers. It’s also made now a good time for financial cooperatives to think about what they’re keeping and how long they keep it.“Cyber-threat activity related to COVID-19 has become its own pandemic,” says Jason Sharabani, manager of internal audit and compliance for the past nine years at Member Driven Technologies, a suburban Detroit CUSO that hosts the Symitar Episys platform and multiple other solutions for more than 100 credit unions across the country. With the boundaries between what’s inside an organization’s firewall and what’s outside becoming less and less obvious, an organization’s attack surface now extends to the outer reaches of the internet, including employees’ homes.That reality adds urgency to reviewing what must stay and what can go with an eye toward shifting away from the “keep everything” philosophy that drives storage practices at many cooperatives. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Motor sailboat so-called. the three-masted schooner is 63,95 meters long, 10 meters wide and 5,35 meters high to the main deck. The 18 luxuriously equipped double cabins accommodate 36 passengers and are served by 9 crew members. The Croatian flag is flown on the sailing ship and has a class of passenger ships of unlimited navigation in all seas of the world, and during the domestic tourist season they will sail the Adriatic Sea, and the first passengers will be received on Saturday in Dubrovnik. It will also sail the coasts of Italy, Slovenia, Montenegro, Albania and Greece, and out of season in the Caribbean and other tourist destinations. The company is oriented towards projects and products that bring greater added value so that it has its own fleet of ships whose use, ie charter, complements the business. The handover of a motor yacht with three masts named ‘Klara’, contracted for its own shipping company Brodosplit-Plovidba doo, was just handed over today. DIV Group expands its business in the passenger cruise sector through the company DIV Cruises doo, owned by Brodosplit and which manages the fleet of ships as an agent for their use. Photo: Brodosplit “As a new shipping company, we want to promote the Croatian product and connect the domestic market. They would like to connect the whole of Croatia so that the menu offers excellent and original Croatian dishes and products. This is a unique business start-up in Croatia, and our vision is for DIV Cruises to offer the market a special, unique and different product with the local community. ” Tomislav Debeljak, President of the Management Board of Brodosplit, emphasized. In five years, over HRK 100 million has been invested in working capital and over HRK 400 million in its own fleet.
Advertisement Ian Holloway says Unai Emery should have signed Gary Cahill for Arsenal (Getty/Sky Sports)Ian Holloway believes Unai Emery should have attempted to sign former Chelsea captain Gary Cahill for Arsenal.The 33-year-old was available on a free transfer this summer after ending his seven-year stint at Stamford Bridge.Arsenal were looking to strengthen their options in central defence and had a bid rejected for RB Leipzig’s Dayot Upamecano before signing David Luiz in an £8 million deal from Chelsea.And Holloway feels Cahill, who ended up joining Crystal Palace, would have been an excellent acquisition for the Gunners.ADVERTISEMENT‘I would have fancied Cahill,’ Holloway said on The Debate.‘I know Cahill’s gone to Palace but if you had David Luiz and Cahill.’ Unai Emery should have signed ex-Chelsea star for Arsenal, claims Ian Holloway Advertisement Metro Sport ReporterFriday 23 Aug 2019 9:41 amShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link
Arsenal had a bid rejected for RB Leipzig defender Dayot Upamecano this summer (Getty Images)‘If what we’re hearing’s true there’s going to be money available.‘Go and get that defensive midfielder, go and get another powerhouse centre-half, really make yourself strong challengers.More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City‘In terms of the title, I don’t see anyone challenging [Manchester] City or Liverpool for a bit.‘But I think progression for Arsenal, to get into the Champions League is the main priority this year.‘I think get to January, if they can add to the squad and are sitting in a healthy position, then they might have a chance yeah.’More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal Comment Gary Cahill joined Crystal Palace on a free transfer this summer (AMA/Getty Images)Former Sunderland striker Kevin Phillips also claims Arsenal could turn into title challengers if they sign another central defender and a defensive midfielder.AdvertisementAdvertisement‘I’m talking about finishing in a Champions League spot where they haven’t been for quite a while now,’ said Phillips.‘I think so [top four would be a success] yeah, progression.‘If they can get to January they might add again.
Lena Elizabeth (Ford) Platt, 99, of Greensburg, passed away on July 3, 2019, at Aspen Place Health Campus, Greensburg. She was born on August 5, 1919, in Decatur County, the daughter of Daniel Reuben and Ina Viola (Stout) Ford. She was married to Robert Denton Platt on April 21, 1946, at the Greensburg United Methodist Church by Reverend E.F. Schneider, and they enjoyed 42 years together until his death on December 22, 1986.Lena was a 1937 graduate of Greensburg Community High School. She received her Bachelor of Science degree in 1944 and her Master’s in Education in 1964 from Ball State University, Muncie, Indiana.Lena began her teaching career in 1939 at Richland, IN. Other school systems were; Greensburg, IN 1941-1946; Avon, IN 1946-1947; Milroy, IN 1947-1948; she took a child-rearing break from 1948-1958; Sandusky, IN 1958-1962; Sandcreek 1962-1965; Sandusky 1965-1967 and Greensburg, IN from 1967-1980, ending her 34 years of teaching in 1980. Through all the years following her teaching career, when asked about one of her students, she always recalled each one of you.Lena was a loving Christian woman with her unwavering faith in God. She was a member, for over 90 years, of the Greensburg United Methodist Church, beginning with her early childhood. She was a member of the Fellowship Class and Martha Circle at the church, past President of Delta Kappa Gamma and Decatur County Retired Teachers Association, past Worthy Matron of Lois Chapter #147 Order of the Eastern Star in Greensburg, past Grand Representative of California in Indiana of Lois Chapter, past President of Alpha Alumni member of Delta Theta Tau. She was an avid Bridge Player in many clubs and also a member of the Greensburg Country Club. She enjoyed attending functions at the Scottish Rite and Murat Temple in Indianapolis. Shopping with her three daughters were always fun days. She enjoyed her many travel adventures with family and friends.She is survived by her three daughters, Karen Sue (Jerry G.) White; Janice Ann (John-deceased) Denton, both of Shelbyville, IN and Rita Jane (Tom) Dale of Hamilton, IL., brother, Marlin Alvin Ford, Indianapolis, IN: grandchildren, Scott Thomas (Adeana) Dale, Veedersburg, IN.; Colin Arthur (Stacy) Johns, Greenwood, IN; Brent Mathew Dale, Payton, CO and Erin Elizabeth Johns, Indianapolis, IN: great-grandchildren, Cameron James Dale, Veedersburg, IN; Vivian Reese Johns, Greenwood, IN; Camille Sophia Johns, Greenwood, IN; and Charles Dale Johns, Greenwood, IN.In addition to her parents and husband, she was preceded in death by a sister, Mabel Rosetta (Ford) Bass, brother-in-law, George J. Bass, sister-in-law, Rose Nelle (Wolford) Ford, son-in-law, John Edward Denton.A visitation for family and friends will be held at the Gilliland-Howe Funeral Home on Sunday, July 7, 2019, from 4:00 pm to 7:00 pm. Funeral services will be at the funeral home Monday, July 8, 2019, at 11:00 am with Pastor Dawn Barnes officiating. Burial will follow at the South Park Cemetery. Memorial contributions can be made to the Greensburg United Methodist Church, Lois Chapter #147, O.E. S., Aspen Place Health Campus, or to Our Hospice of South Central Indiana.
RelatedPosts McGregor agrees Mayweather rematch Mayweather plans Nasukawa rematch Pacquiao hits out at Mayweather Boxing great Floyd Mayweather is being lined up for another return to the ring against former super-featherweight world champion Takashi Uchiyama, according to reports.The 43-year-old is said to be keen to return to Japan after pocketing £7 million following his win over kickboxer Tenshin Nasukawa at RIZIN’s annual New Year’s Eve event in 2018. And eFight believe that the same promotion are working on grand plans to pit Mayweather against Uchiyama in another exhibition bout under the RIZIN Fighting Federation banner.The 40-year-old retired in 2016 after losing consecutive fights to Jezreel Corrales – but had been the WBA’s junior lightweight champion for six years between 2010 and 2016.Across that period, Uchiyama had made 11 defences of his world title at 130 pounds.But, unlike Mayweather’s previous RIZIN showpiece, the proposed fight with Uchiyama would ensure the boxing great will take on a legitimate champion this time around, albeit from a lower weight division.Mayweather has held discussions over re-entering the ring, but his plans have so far been scuppered by the coronavirus pandemic. He has been unable to travel, even on his private jet, to broker deals.Promoter Nobuyuki Sakakibara has outlined the obstacles preventing another exhibition in the near future, but does expect Mayweather to fight once again.He told Japanese press: “Mayweather vs Takashi Uchiyama is the most exciting.“There are various problems such as immigration, opponents, money, etc.“But communication with the person is progressing positively. I expect the possibility.” Mayweather officially stepped away from professional boxing in 2017 after downing UFC star Conor McGregor.The five-division champion was able to stop McGregor in the 10th round at the T-Mobile Arena in Las Vegas – and took his record to 50-0.The 43-year-old officially retired from professional boxing in 2017 after beating UFC star Conor McGregor.Tags: New Year’s EveTakashi UchiyamaTenshin Nasukawa
GUYANA Jaguars captain Leon Johnson will lead the Georgetown Jaguars in the upcoming Guyana Cricket Board 50-over franchise league. Christopher Barnwell will serve as his deputy.The rest of the squad reads: Robin Bacchus, Andrew Lyght Jr, Sunil Singh, Shemroy Barrington, Ronaldo Alimohamed, Kellon Carmichael, Dexter Solomon, Devon Lord, Andre Stoll, Gjaanan Suknanan and Joshua Persaud.The standbys are Kwamme Crosse, Ovid Richardson, Jeetendra Sookdeo, Shone De Souza and Elton Baker. Colin Stuart (Coach) and Garvin Nedd (Asst. Coach).Other players in the pool for the League are Travis Blyden, Charwayne McPherson, Keon Morris, Raj Nanan, Dennis Leguay, Winston Forrestor, Martin Pestano Belle, Nicose Barker, Shaquille Moseley, Jahron Byron, Marcus Watkins, Shaquille Williams, Joshua Wade, Raymond Perez, Sachin Singh, Damani Thomas and Ray Newton.The league commences on Tuesday January 3. The league is scheduled to conclude on Sunday January 15, 2017, and shall be used to prepare players for the 2017 West Indies Cricket Board (WICB) Regional Super 50 tournament, which runs from January 24 to February 18, 2017 in Barbados and Antigua.Each of the eight teams will play against each other, then the top team at the end of the round stages will go straight to the final on January 15 while on January 13 there will be a playoff between the second and third place teams to see who will progress to the final.
Tipp FM’s live coverage of this Saturday s Allianz Hurling League 3rd round, Tipperary versus Wexford comes in association with Sullivan Family Butchers Brooklands, Nenagh. Tipp face into this weekend’s game against Wexford in third place on the table – following a win and a loss in the early stages of this years’ campaign.They face table-toppers Wexford on Saturday, again under lights, in Semple Stadium.More than 7,000 fans braved the cold for Tipp’s win over Waterford and Brendan Maher is hoping supporters will come out in force again on Saturday…
Five-time Grand Slam champion, Maria Sharapova, has pulled out of the Cincinnati Open scheduled for next week, due to a forearm injury.30-year-old Sharapova, who will need a wildcard to play in the US Open main draw, has declared that missing the Cincinnati Open is “a precaution for the US Open”. Sharapova, world number 149, joins Victoria Azarenka and Andy Murray in pulling out of the Cincinnati Open, as the trio prepares for the US Open which starts on 28 August at Flushing Meadows. Related
Related Articles SIS expands into the numbers game with 49’s takeover June 29, 2020 StumbleUpon SIS grows Latin American footprint through Betcris deal August 12, 2020 Share Submit Share SIS adds Irish Greyhound Derby to its portfolio August 13, 2020 SIS (Sports Information Services), a renowned supplier of betting products to retail and online operators, has announced the renewal of its retail agreement with 49’s, and an expansion to cover international and online.The 49’s numbers games, live draws and virtual content have been included in SIS’s Retail TV Service for independent bookmakers and SIS’s ROW (Rest of the World) TV Channel to date.Paul Witten, Product Director at SIS, commented: “The 49’s content is a key part of our schedule for retail betting. We are very pleased to announce both the extension of these rights for retail, and also the increased rights for international and online.“These increased rights further support our diversification strategy alongside our top quality horse racing and greyhound racing content.”Miles Phillips, Chief Operating Officer, 49’s Ltd, added: “We are delighted to not only continue our partnership, but to expand our reach across the world and online.“Together we have set an industry standard in fixed odds betting for over 20 years and are excited to expand our product offering and distribution methods with SIS.”