‘I’ll run naked down the street if he signs!’ Man United fans react to huge transfer rumours
It was always likely Manchester United would sign a central defender this summer and all of a sudden it appears Sergio Ramos is the man who could bolster their backline.Previously Mats Hummels and Nicolas Otamendi had been the main men linked with a switch to Old Trafford but now it’s the Spanish superstar who could move in a reported €65million deal from Real Madrid.FIVE POTENTIAL MANCHESTER UNITED MARQUEE SIGNINGSThe reports are emerging after Ramos was claimed to be unhappy his contract had been allowed to run into its final two years, while no improvement on his wages had been forthcoming.And with Red Devils goalkeeper David De Gea set to swap Manchester for Madrid, Louis van Gaal could end up sealing an incredible coup.You can see how Manchester United fans reacted below… Real Madrid star Sergio Ramos 1
Agencies Propose More Exemptions for Appraisal Rules Six financial regulatory agencies issued on Wednesday a proposed rule to exempt a subset of higher-priced mortgage loans from certain appraisal requirements.[IMAGE]In a joint release, the “”FDIC””:http://fdic.gov/, “”Consumer Financial Protection Bureau””:http://www.consumerfinance.gov/ (CFPB), “”Federal Housing Finance Agency””:http://www.fhfa.gov/ (FHFA), “”Office of the Comptroller of the Currency””:http://occ.treas.gov/ (OCC), “”National Credit Union Administration””:http://www.ncua.gov/Pages/default.aspx (NCUA), and “”Federal Reserve Board””:http://www.federalreserve.gov/default.htm proposed to provide exemptions from Dodd-Frank appraisal requirements for loans of $25,000 or less, certain streamlined refinancings, and certain loans secured by manufactured housing.According to the release, the proposed exemptions “”are intended to save borrowers time and money and to promote the safety and soundness and creditors.””The “”initial guidelines””:https://themreport.com/articles/regulators-unveil-appraisal-rules-for-lenders-2013-01-18 for appraisal requirements on high-priced loans came down from the agencies earlier this year and will go into effect January 18, 2014. The finalized rule requires creditors to use a licensed or certified appraiser to prepare a written report based on a visit of the property.It also has a requirement that creditors disclose information about the purpose of the appraisal to applicants and provide consumers with a free copy of any appraisal report, among other rules.The rule already included exemptions for several types of loans, including qualified mortgages, temporary bridge loans and construction loans, loans for new manufactured homes, and loans for mobile homes, trailers, and houseboats. The public has until September 9, 2013, to review and comment on most of the proposal. Agents & Brokers Appraisals Attorneys & Title Companies Compliance Consumer Financial Protection Bureau FDIC Federal Reserve FHFA Investors Lenders & Servicers National Credit Union Administration OCC Service Providers 2013-07-10 Tory Barringer in Government, Origination
July 10, 2013 471 Views Share